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FEMA National Flood Insurance Program
The Town of Fort Myers Beach is committed to updating residents on the Community Rating System (CRS) and the National Flood Insurance Program (NFIP) premiums:
What is the NFIP?
The National Flood Insurance Program (NFIP) is managed by the FEMA. The NFIP provides flood insurance to property owners, renters, and businesses. The NFIP works with communities required to adopt and enforce floodplain management regulations that help mitigate flooding effects. Flood insurance is required for federally insured mortgages on structures in areas designated as a Special Flood Hazard Area (SFHA).
What is the CRS?
The Community Rating System (CRS) is an incentive program that recognizes and encourages community floodplain management practices that exceed the minimum requirements of the NFIP. In CRS communities, flood insurance premium rates are discounted to reflect the reduced flood risk.
To view the Timeline of communication with FEMA and the Town of Fort Myers Beach, please see the attached link:
Press Releases:
Below is the Cover Letter from a formal letter sent to the Town of Fort Myers Beach from FEMA, on April 8, 2024. The rest of the attachment is not a public document. It was identified by FEMA as confidential and protected by the Privacy Act of 1974.
4-16-2024 Letter from US Senator Rick Scott to FEMA
4-29-2024 Letter to US Senator Rick Scott from FEMA
5-2-2024 Letter from Senator Rick Scott to FEMA
The Town of Fort Myers Beach will be sending all NFIP Policyholders a letter, prior to the one they receive from FEMA. The letter is below:
Letter from the Town to NFIP Policyholders
The Town of Fort Myers Beach received a letter from FEMA regarding the decision to retrograde the Community Rating System (CRS) classification
11-22-2024 Letter from FEMA to the Town of Fort Myers Beach
The Town of Fort Myers Beach received a letter from FEMA regarding the decision to lift the Town's probation status
4-28-2025 Letter from FEMA to the Town of Fort Myers Beach
The Town of Fort Myers Beach received a letter from FEMA regarding the findings from the National Flood Insurance Program Community Assistance Visit
7-24-2025 Letter from FEMA to the Town of Fort Myers Beach
The Town of Fort Myers Beach received a letter from FEMA regarding the finding for the most recent Community Assistance Visit, closing probation and allowing entry into the Community Rating System
11-17-2025 Letter from FEMA to the Town of Fort Myers Beach